An Easy Grasp of No Guarantor Loans

Are you living with tough financial situations?

Is your profile red marked with poor credit score?

Are you doubtful for your prospects of availing a loan?

If your answer is in ‘yes’, then you do not need to fret. You are not alone considering the recent financial circumstances in the UK. Many people are facing credit score related issues and feel neglected in getting further loans. With every lender seems firm in not offering loans to people with low credit scores, yes Easymoney Loan has specially designed no guarantor loans deals. These are enough to meet personal circumstances without any impact of your adverse credit rating.

What are Non-Guarantor Loans?

The non-guarantor loans are the short-term personal loans that the lender approves even with no one is to co-sign and without any collateral. Sometimes, these loans also belong to unsecured funding sources.

The primary borrower holds the sole responsibility of making repayments on time, as there is no ‘third person’ involved.

In the UK, these are among the most applied small loans.

How Loans without Guarantor Work?

Only scanned copies of documents required and their verification takes hardly a few minutes to complete. Once approved, you can apply for loans on the same day. Follow these steps:

  • Click on ‘apply now’ badge
  • Fill the form with given details that are mandatory
  • Submit it, and get the approval within an hour

Can I Expect Fast Borrowing Despite Bad Credit?

Anytime and anywhere you can get fast loans with no guarantor required. If you send your loan application at 10:30 am, you will get revert till 10:45, and the fund disbursal at maximum 11:15 am. It shows how quick we are in offering the loans.

Three main FACTORS that allow the loans on faster payout:

An Absolute Online Procedure

Like other locals in the UK, you must have been tired of the paper-based loan process. As being a new-age direct lender in the UK, we have brought out a complete online procedure where we do not need documents but only dedication to follow the process sincerely.

The Bonus of No Credit Check

Do you want a quick decision on your loan application? You get the same as we are here to offer you bad credit loans with no guarantor and no credit check as the additional benefit. There is no harm to your credit score because only soft credit enquiries are into practice.

What is no guarantor Loans criterion?

To apply for no guarantor loans, you need to meet the following eligibility criteria:

  • You should be at least 18-years-old
  • You must have the citizenship of the UK
  • You should have a full-time job (self-employed people can also apply for the loan)

Does Living on Benefits Limit Me To Go for No Guarantor Loans?

Not at all! You can qualify for our loans for bad credit with no guarantor despite living on benefits receiving as grants. Unlike other private lenders, we do not hesitate to accept the loan applications of those borrowers, who are also receiving the benefits.

Surprisingly, we are ready to accept these grants as the mode of making repayments. It offers direct advantages to those who are:

Unemployed, who have a poor credit score and struggling to find out the guarantor;

Retired people, who need extra money to accomplish more goals in their life;

Students, who are receiving additional benefits from the authority to ensure hassle-free education;

Single parent, who require emergency funding despite gaining funds from the government;

Physically disabled, who have necessary financial commitments to make and thus need a loan.

Are Loans Without Guarantor for Small Business Available?

When you look at the websites of other UK lenders, then you get the answer in ‘no’. But Easymoney Loan UK is here to everything possible now. We say ‘yes’ that loans for bad credit with no guarantor are also available for small businesses. The amount is finalised after analysing the total income of your company and also the expenditures on monthly, quarterly and annual basis.

These loans will help you to:

  • Increate the infrastructure in your office
  • Expand the staff for more results
  • Relocate your company to another city
  • Manage the extra finance of locating one more branch
  • Improve the credit score of your business

With our backing of funds, you can quickly climb the business ladder and reach towards the commercial success.

Why is Easymoney Loan Uk My Only Choice for A Direct Lender?


Are you impressed? You should be because we give you these features on the complete guarantee. If anyone wishes for quick loans without guarantor from a direct lender, then their hunt completes here.

For First-Time Borrowers: For Pre-Registered Borrowers:
Prepare to lower the interest rates Eligible for specialised loan offers
Tenant or homeowners both can apply More amount to borrow on a non-guarantor loan
Build a strong credit profile Opportunity to restart a loan deal
Use loans for any purpose Extended period to make repayments

Connect us now if you want to apply for loans for bad credit with no guarantor and no fees from a reliable direct lender in the UK. We are the obvious choice for everyone carrying a poor credit score. Our loan products can convert impossible to possible. Apply and get funds now!

How Does Easymoney Loan UK Compare?

Easymoney Loan UK Why Use Us?
How much can I borrow? Up to £10,000 No upfront fees
What is the approval rate? 99.99% Same day funding
What is the repayment length? 1 – 36 months Disbursal on affordability
How do I apply for no guarantor loans? Come online and complete procedure in a few minutes Paperless application
Do I need to pay off in a lump sum? No, you will pay in fixed monthly instalments. Affordable repayment terms

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More Information on No Guarantor Loans

Are loans without guarantor and credit check right for me?

Financial experts do not recommend applying for a loan without a credit check. No credit check means a lender will perform neither hard inquiries nor soft inquiries. Such loans may trap you in an endless circle of debt.

A credit check helps a lender know about your affordability. It is suggested that you should apply for a loan with those direct lenders who perform at least a soft credit check. It will not pull your score, nor let you fall in a debt trap.

How can I have approved loans without a guarantor?

The basic principle of having a loan approved without the need of a guarantor is a good credit standing. However, there are a few direct lenders like Easymoney Loan UK that accepts applications from bad credit people too.

To have a loan approved without a guarantor, you need to prove your repaying capacity. Reliable lenders emphasise your affordability more than your credit rating.

Can I get a loan for bad credit with no guarantor?

Bad credit loans do not come with any obligation. It means you do not need to arrange a guarantor and collateral. Your bad credit rating may restrict some options, but you can get money if a lender is sure about your repaying capacity.

In addition to running a soft credit check, a lender will evaluate your income statement to find out if you have some money left to pay repayments after meeting all of your regular expenses.

How can I get loans for bad credit with no guarantor on benefits?

Loans for bad credit with no guarantor on benefits work as a regular bad credit loan. The only difference is the lender will consider benefits your income. These benefits may include retirement benefits, unemployed benefits etc.

A lender will run a soft credit check and evaluate your income from benefits to see whether you can manage to pay off the loan. Affordability is a must for any reliable lender when it comes to lending money.

Will I need to pay a fee if I have no guarantor?

It will be wrong to say that no lender charges upfront fees. The processing of any application takes time, and it sets you back a few pounds. However, not all lenders charge fees - neither upfront fees nor hidden fees. Easymoney Loan UK is one of them.

When you apply for a no guarantor loan, we will not charge any fees. The entire application process is free of cost. The cost of the loan includes the amount of money you borrow and periodic interest.

Can Easymoney Loan UK help me if I have a bad credit rating?

Easymoney Loan UK provides loans to both good credit people and bad credit people. A poor credit rating is not a problem if you want to apply for a loan with Easymoney Loan UK. Interest rates may be a bit higher than those of good credit borrowers.

No Guarantor Loans FAQs

How much amount can I borrow with fast loans with no guarantor?

You can quickly get £2000 loan from direct lender with no guarantor required. However, Easymoney Loan UK does increase the limit to 5000 pounds but it depends upon the individual circumstances. However, whatever the amount, you will get same day approval.

Are loans without guarantor different from payday loans?

There is a minor difference between these two funding sources. However, the major difference comes where loans without guarantor from a direct lender can be applied on higher amount than the payday loans. The repayments too are flexible in no guarantor loans but in payday loans, borrowers have to repay on next salary day.

How to choose the best loan company?

The best way to choose the loan company is to do a quick online research. Prepare a list of reliable lenders and compare their interest rates. However, Easymoney Loan UK vouches for the bespoke offers especially on loans for bad credit with no guarantor needed.

Can you get a personal loan with a credit score of 550?

Yes, you can. Easymoney Loan offers personal loans for all credit score holders. You are welcome as a borrower even if you have a score of 550. Our guarantor-free bad credit loans are convenient and suitable for all your financial needs. We do not judge applicants based on their credit histories, but rather their present repayment capacities.

How can I get a no guarantor loan without a credit check?

For this, you need to apply for a no credit check loan. The presence of a guarantor is not mandatory as long as you have the ability to make the repayments on time. You are free to apply for any loan amount based on your requirement and the money is credited into your bank account within minutes of approval.

How can I borrow money without a guarantor?

Easymoney Loan has a simple application and flexible repayment process for loans without guarantor presence. Once you submit the online form, we assess your affordability. After verification of your financial status, approval is granted for your credit. You just have to wait for a few minutes after that to receive the funds in your official bank account.

Can you get a loan if you are on benefits?

Even if you are surviving on benefits, you are eligible to get a short-term loan from us. The monthly benefits that you are get act as our security that you would be able to repay the borrowed amount. We design our loan deals based on the personal circumstances of people. Thus we understand that surviving on benefits can be challenging at times and you may need to borrow money.

Can I get a loan with very poor credit?

Yes, you can get a loan if you have a very poor credit score. Our loan approvals are not biased towards good credit score holders. We believe that even bad credit histories can come with stable income sources of an applicant. You can rely on us for getting monetary help during emergencies, despite the poor condition of your credit score.

Will my credit history be checked if I apply for a no guarantor loan?

A credit check is performed to know your affordability to repay the loan. Easymoney Loan UK will run a soft credit check that does not pull credit points.

How can I improve my credit score?

Bad credit loans can improve your credit history provided you make all payments on time. Your lender will report credit reference agencies of your timely payments, which in turn will boost your credit score.